Saving money is always the name of the game. Sometimes, we just need to take a look at where we’re already spending money and ask ourselves if there’s a way we can save even more.
Why look for ways to save money?
I’d like to answer your question with a question – why not? More money in your pocket means you have the flexibility to do things like invest in your future, prepare a savings account for your children and just bless others as you have been blessed.
Staying on top of things you’re already spending money on can also be a great way to save money. Doing things like shopping for insurance rates or changing where you shop for your groceries can impact your budget in a positive way.
Shop insurance rates
Shopping around is your best option. If you’ve been around this blog for any amount of time, you know we use an independent insurance agent. This option worked well for our family, because we knew we weren’t having to do the leg work or tie ourselves to any one company. Taking advantage of other discounts and even lumping your home and auto insurance together are other great ways to save on insurance rates.
Look for deals while grocery shopping
There are several ways you can save money when you’re roaming the aisles of your grocery store. Shopping generic over name brand is a great way to save money. In some cases, the product is exactly the same, you’re just paying for marketing and notoriety.
Shopping at grocery stores known for their great prices is another way. I’m fortunate to live by an ALDI, a sister grocery store chain to Trader Joes. ALDI prides itself on stocking its shelves with 90 percent ALDI-exclusive brands, which funnels the savings down to its customers.
Shopping sales is another great way to work toward savings. My local grocery store has occasional meat sales and almost always has manager’s specials on things like produce, frozen goods and shelf-goods. If you use a rewards app like Ibotta, you can actually get money back on your purchases. You can sign up with my Ibotta referral code here!
Make your own products!
Instead of buying paper towels, invest in dish towels to clean your kitchen counters or wipe your hands off. Instead of buying several different cleaners, make your own! You can use something like castile soap or essential oils to make your products stretch even farther.
Sell what you’re no longer using
While you’re looking around your house looking for products you can begin making yourself, you can also take note of things you’re no longer using. Is there a piece of furniture you know someone else could get better use out of? Is there a piece of clothing that’s been hanging in your closet for more than a year? Instead of having these things sit around, let them make you money!
If you need more ideas on how to declutter your home, check out this blog post!
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